Terms of Use

Terms of Use

Last updated: 1 September 2026

These Terms of Use govern your use of Valto for iOS ("the App"), developed and operated by Silver Tech App Team ("we", "us", "our") and distributed through Apple's App Store. By downloading, installing, or using the App you agree to them. Our Privacy Policy explains how we handle personal information and forms part of these terms.

Valto is a secure vault that encrypts your data on your device. The core vault is currently free and supported by advertising, which you agree to receive by using it. Valto Premium is an optional paid subscription that unlocks the premium features and removes advertising.

License to Use the App

Subject to these terms, we grant you a limited, non-exclusive, non-transferable, revocable license to use the App on devices you own or control, for your own personal, non-commercial purposes.

The App is licensed, not sold. We and our licensors keep all right, title, and interest in the App itself, including its code, design, name, and trademarks.

You must be at least 13 years old, or older if your country sets a higher minimum age for agreeing to terms of this kind. If you are under the age of majority where you live, you may use the App only with the involvement of a parent or guardian who agrees to these terms.

Your Valto Account

Most of the App works with no account. You may optionally add an email address or link a Sign in with Apple or Google account; the Privacy Policy sets out what each involves. You are responsible for the security of any account you link.

You can remove your email address or delete your Valto account in the App. Deleting your account does not cancel your subscription, and does not delete the vault on your device.

Valto Premium: Trial, Price, and Auto-Renewal

Premium is sold as an auto-renewing weekly subscription, offered where eligible with a 3-day free trial. The plan, price, trial length, and billing period that apply to you are shown in the App before you confirm your purchase, and those figures prevail over any example here. The subscription renews automatically for the same price and duration — at the end of the free trial, or of each billing period — unless auto-renewal is turned off at least 24 hours before the current period ends.

Trial eligibility is set by the store and is normally limited to one trial per store account, so returning subscribers may be charged immediately with no trial. Any unused portion of a free trial is forfeited when a paid subscription begins.

Prices may change, subject to any advance notice the store requires before a change affects an existing subscriber. Promotions are time-limited, so we cannot offer price protection or retroactive refunds on earlier purchases if a price later drops. We may suspend, modify, or terminate any service provided free of charge at any time.

Billing and Payment

Payment is charged to your App Store account at confirmation of purchase, and is processed entirely by Apple — we never receive or store your card number, bank details, or billing address. Renewal is charged within the 24 hours before the current period ends, at the cost of the package you chose, plus any taxes and fees. Apple may authorize your payment method in anticipation of future charges.

Permitted payment methods are those held in your store account. If one is declined, the store may charge another method on your account and may retry over a billing-retry period; you remain responsible for any uncollected charges. Where the store grants a grace period, Premium continues during it, otherwise access may be suspended until the outstanding amount is settled.

Managing and Cancelling Your Subscription

Subscriptions are managed through your App Store account. To avoid the next charge, auto-renewal must be turned off at least 24 hours before the current period ends; the same rule applies during the free trial. Turning it off stops future charges but does not end the current paid period early — you keep Premium until it expires, and paid periods cannot be terminated mid-cycle. Deleting the App does not cancel your subscription; cancellation must be done through the App Store.

Premium entitlements are tied to the store account used for the purchase. We may verify your purchase with Apple to activate and maintain Premium access.

When Premium Ends

When a subscription expires or is cancelled, Premium features stop working and advertising resumes. Your vault and everything in it stay accessible with your PIN, password, or biometrics regardless of subscription status — losing Premium never locks you out of your own data and never deletes it. Only the Premium features themselves become unavailable.

Your Data and Your Credentials

Your vault is encrypted on your device with keys derived from your PIN or password. We do not hold your PIN, your password, or your encryption keys, and we cannot read or recover your vault contents. If you lose your credentials and any recovery method you set up, your data cannot be recovered by us or by anyone else. You acknowledge that data can also be lost through hardware failure, operating system problems, software defects, accidental deletion, user error, malware, a third-party service, or other circumstances beyond our reasonable control. You are responsible for keeping your credentials safe and for keeping your own backups of anything you cannot afford to lose.

The App is provided on an "as is" and "as available" basis. We use strong, industry-standard encryption, but no method of electronic storage or transmission is completely secure, and we do not guarantee uninterrupted or error-free operation, or compatibility with every device, operating system, or third-party service. No security measure is completely effective: we cannot guarantee protection against every unauthorized access attempt, malware, physical compromise of your device, or vulnerability discovered in future. Stealth mode and intruder capture are deterrents, not guarantees of secrecy, and must not be relied on where discovery of your data would put you at risk of serious harm.

We are not responsible for the availability, security, policies, or performance of third-party services the App relies on or connects to, including Apple, Google, Google Drive, iCloud, and Firebase.

Acceptable Use

You may use the App only for lawful personal purposes. You must not:

• store or transmit content that is illegal, or that you have no right to possess;
• conceal or destroy evidence of a crime, or obstruct a legal process;
• reverse engineer, decompile, modify, or tamper with the App, except where law expressly permits it;
• circumvent encryption, authentication, feature gates, or subscription entitlements, or use falsified receipts or purchase tokens; or
• interfere with, overload, or attempt to gain unauthorized access to our servers or any service the App relies on.

Optional features that involve other people. Intruder capture photographs whoever is holding your device and records the PIN they entered. Laws on photographing and recording other people, and on storing their contact details, vary by country — using these features lawfully is your responsibility.

We may suspend or terminate access where we reasonably believe these terms or the law have been violated.

Changes to the App and Termination

We develop the App continuously and may add, change, or remove features, including moving a feature between the free and Premium tiers, and may stop supporting older operating systems or devices.

You may end these terms at any time by cancelling any subscription and deleting the App. We may suspend or terminate your access, with notice where practicable, if you materially breach these terms, if the law requires it, or if we discontinue the App. Because your vault is encrypted on your device and we hold no copy, termination neither deletes it nor lets us read it. License restrictions, disclaimers, limitation of liability, and indemnity survive termination.

Limitation of Liability

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, for fraud, or for anything else that cannot lawfully be excluded. Subject to that:

• To the fullest extent permitted by law, we disclaim all implied warranties, including merchantability, fitness for a particular purpose, and non-infringement.
• We are not liable for indirect, incidental, special, consequential, or punitive damages, or for loss of data, profits, revenue, or goodwill.
• Our total liability for all claims relating to the App is limited to the greater of what you paid us in the twelve months before the claim arose, or USD 50.
• We are not liable for data you cannot recover after losing your credentials, nor for loss or exposure caused by someone reaching your unlocked device, by your own configuration choices, or by a third-party service you connect, such as Google Drive or iCloud.

Some jurisdictions do not allow certain exclusions, so parts of this section may not apply to you, and nothing here affects statutory consumer rights that cannot be waived.

Indemnity

To the extent permitted by law, you agree to indemnify us against claims, losses, and reasonable costs arising from your unlawful use of the App, from content you store or transmit with it, or from your material breach of these terms. This does not apply where the claim arises from our own act or omission, and does not limit any mandatory consumer protections available to you.

General

If any provision is found unenforceable, the rest stays in force and that provision applies to the fullest extent permitted. Our failure to enforce a provision is not a waiver of it. You may not assign these terms; we may assign them in connection with a merger, acquisition, or sale of assets. These terms and the Privacy Policy are the entire agreement between you and us regarding the App, and replace any earlier version.

Changes to These Terms

We may update these terms from time to time. Changes take effect once posted here. Please check this page periodically. Continuing to use the App after an update means you accept the updated terms.

Contact Us

If you have any questions about these Terms of Use, contact us at silverapp19@gmail.com